Things to Know When Talking To An Insurance Claim Adjuster
Following a serious car accident in Louisiana, you need financial compensation to pay your bills and support your family. In most cases, claims are handled by insurance companies—either your own insurer or another party’s insurer. If you are dealing with an insurance adjuster, it is imperative that you are prepared. Negotiating with insurance companies is not always a simple conversation. Unfortunately, insurance companies do not make the claims process easy. Their goal is to settle claims for less. Small mistakes when talking to an insurance adjuster can cause big problems.
You Should Work With Insurance Adjusters Through an Attorney
Insurance adjusters are trained professionals hired to protect the bottom line of the company. The most important thing to know about dealing with insurance adjusters is that you should work through an attorney. Consult with a Shreveport injury lawyer after a Louisiana car crash. Once an attorney knows the specifics of your situation, they will know the best way to move forward. There are some specific steps that you need to take before you can begin settlement negotiations. Among other things, you will need to secure:
- Full auto repair estimates; and
- Comprehensive medical records.
Without the right documentation, your claim will not be able to move forward. Because skilled personal injury lawyers work on insurance claims every day, they know what is needed to strengthen your claim. Negotiations can be complex, but when you work with a personal injury lawyer, they have the experience you need to move forward with a strong case.
Your Attorney Can Collect Documentation for You
Prior to negotiating with an insurance claims adjuster, your legal representative will collect records and documentation to get a solid picture of the claim’s value. At Rice & Kendig, we gather the medical records and police reports for our clients so that you can focus on recovery.
Having your lawyer talk to an insurance company means you will not get caught unprepared or find yourself agreeing to terms that are not in your best interest. Collisions are emotional events and if an insurance representative contacts you when you are feeling vulnerable, they may be able to talk you into admitting fault and tell you a low settlement amount is the path you should accept.
To protect your financial future, be honest with your Louisiana attorney and let them talk to adjusters for you. If the insurance company tries to talk to you, tell them to contact your legal team. Your attorney will inform you of what is happening each step of the way and will tell you if more information is needed at any point of the process.
Call Our Shreveport, LA Auto Accident Attorneys for a Free Consultation
Have you been contacted by a Louisiana insurance claim adjuster following a car collision? The personal injury lawyers at Rice & Kendig can negotiate with an insurance company for you. We truly care about our clients and devote our knowledge, skills and resources toward securing a great result every time. You do not need to navigate complicated negotiations on your own. Together, we can achieve success. Contact us today at 318-222-2772 to schedule your free consultation.