Strategies Louisiana Insurance Companies Use To Avoid Paying Claims
If you were in a Louisiana car wreck and are in need of damage compensation, you may be considering filing a personal injury claim. While insurance companies are likely part of the process, it is important to remember that they are businesses that have to look after their own bottom lines. While they may offer you a settlement amount, the financial figure could be far lower than what you would secure if you had a legal professional pushing back on settlement offers that are far too small given the details of your situation.
Are you unhappy with the terms you have been offered by an insurance claims adjuster? Before you sign anything, talk to a Shreveport personal injury lawyer.
Documentation or Evidence Could Be Called into Question
There are numerous ways that professional insurance claim adjusters call into question the validity of a claim. They could suggest there is not enough documentation to support the need for compensation, or that the evidence points to a different person being negligent. Strong supporting documents, such as police reports can help in proving the need for compensation. The lawyers at Rice & Kendig can get those reports for you.
An insurance company representative may try to convince you that there is no need for you to talk to a legal professional. While you may be able to finalize the claim without an attorney, it is always in your best interests to have a legal professional advocating for you. It is important to remember the insurance company may not want you to have a lawyer because they want to be the authority on what payout amount is appropriate, even when a higher sum could be possible.
Re-examining Blame or Timelines
Calling timelines into question could be a way for an insurance company to shift blame. For example, if you did not see a doctor right away, an adjuster could suggest your injury wasn’t directly related to the event. They may even say that you are responsible for your injuries, so there is no reason the insurance company needs to pay for medical bills and lost wages.
Before discussing your claim with the insurance company, talk to a Shreveport injury lawyer. A skilled attorney can assess the details and inform you of the value of your claim. Louisiana wrecks can lead to high expenses, you do not have to shoulder the bills when another was negligent.
Did you receive a low-ball settlement offer from a claims adjuster following a Louisiana car wreck? The personal injury lawyers at Rice & Kendig can negotiate with an insurance company for you. We truly care about our clients and devote our knowledge, skills and resources toward securing a great result every time. You do not need to navigate complicated negotiations on your own. Together, we can achieve success. Contact us today at 318-222-2772 to schedule your free consultation.